When Hubby and I were discussing about our health insurance, I was so surprised to find out the overall limit of our health insurance. No, I don't plan to be sick and would try to live as healthy as I can, but it somehow gives us a reassurance that when during our sickness, we won't have anything much to worry about since we are covered.
In the past, I've always considered insurances of any kind as a luxury, but after our son getting an appendectomy with a whooping bill of B XXX,XXX , I'm just thankful to God that our organization got a health insurance for the whole family. Whew! Praise God for His provision! Anyways, if you don't have any health insurance yet, I strongly suggest you get one even like the short term health insurance Blue Cross . You'll never know when you need it and it's good to always be prepared.